Sometimes in moving forward with EMV you need to look back. Earlier this year Thales e-Security was proud to sponsor the mobile track at the Smart Card Alliance Payments Summit, now in its eight (and final) year at Salt Lake City. Thales has been a regular participant at this event for much of this time. This year though things were much different. No heated arguments about how the US could comply with the Durbin Amendment for routing debit transactions – the common AID for debit had been agreed and all parties are moving forward. No doubts about whether or not EMV cards will ever see significant adoption in the US – all card scheme keynotes were upbeat in their forecasts for significant card issuance in 2015, with the major acquirers pressing hard to get higher risk merchants with new terminals before the October 2015 liability shift. No more talk about EMV being an out of date 20 year old technology – the general talk was about the need for collaboration and education to ensure that EMV is in place to support the critical payment infrastructure in the US.