Smart cards are revolutionising banking
with massively better security and scope for multiple additional applications
beyond simple debit or credit card functionality. Early adopters are
not only reducing fraud but generating entirely new revenues and differentiation.
EMV (Europay, MasterCard, Visa) is the global standard that is helping
ensure smart cards, terminals and other systems can interoperate. The
major card associations have set a January 2005 deadline for Europe-wide
migration to EMV cards.
Developed by Thales e-Security in conjunction with MasterCard and Visa,
P3™ is the global de-facto standard data and key generation solution
for EMV smart cards. Needing minimal changes to host systems, it takes
existing magnetic stripe data, or new customer information, and works
with a Host Security Module to generate secure files containing all personal
data and cryptographic keys needed for single and multi-application card
personalisation.
Easily integrated with popular card personalisation and smart card management
systems, P3 delivers total in-house control over security, even
if card production is outsourced to bureaux.
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