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Articles

Infosecurity Preview - February 2006
Combating Identity Theft
Identity theft is the major security concern facing organisations today. Indeed, for the banking industry, it is the number one security priority for 2006 .... read

SC Magazine - December 2005
Identity Security Evolves
The issue of identity authentication and security is front of mind for both the public and the banks. Identity theft is at an all time high with fraudsters deploying a wide range of techniques to steal personal identities.... read

Smart Card News - November 2005
The war against Identity Theft evolves
Identity theft is the top security issue facing banks today. While efforts to tackle fraud have begun to show positive results, for example, the introduction of EMV saw a reduction of 13% in the first half of 2005 in the UK according to APACS, identity theft levels are growing..... read

Business Management Eastern Europe - September 2005
Risk Reduction: Is the future in the cards?
EMV-compliant smart cards are leading the fight againt fraud.... read

Banker Middle East - May 2005
The Future for EMV in the Middle East
Card fraud is a problem for all banks, but it is one that has been rapidly growing in recent years due to the boom in e-commerce and credit card use. There are many types of card fraud regularly committed throughout the world, including lost and stolen card fraud, mail non-receipt card fraud and identity theft card fraud. Amongst the different card fraud techniques, counterfeit fraud has always been one of the most prevalent and costly types because international organised crime groups use it on a large scale, generating funds for other serious crimes. ... read

European CEO - April 2005
Growing mobility raises security concerns
The increasing mobility of businesses and their employees is creating new issues and challenges that need to be addressed in the security market... For this reason, access must be secured by the strong authentication of users. ... read

Government Computing - April 2005
So who are you? Prove it.. Dealing with the authentication challenge
The Government's vision of providing on-line information and services is set to revolutionise public sector interaction with citizens. However, these electronic interactions and e-Government services create new security challenges; One of the most critical, being able to authenticate the identity of the person requesting and receiving personal information or making financial transactions. How do you ensure the Mr. Smith is who he says he is when your only contact with him is over an anonymous communications channel such as the Internet? ... read

Banking Technology Magazine - Security Supplement - April 2005
Access, Authentication and Authorisation
As the take-up of e-commerce continues to grow apace throughout the UK, banks are making more use of an increasingly wide range of open access technologies, such as the internet, to offer their customers greater access, easier transactions and to meet ever-growing service expectations. However, while banks are deploying new e-commerce solutions to meet these requirements, they are also now faced with increasingly stringent corporate governance legislation. This legislation dictates that banks soundly authenticate their customers and their transactions, and keep a strong audit trail of those transactions... read

Secure Magazine - April 2005
Laptop Security - The impact of new government policies
Since the flexible working regulations came in to force in 2003, the public sector has been under increasing pressure to enable its employees to work flexibly. The problem, of course, is squaring the acknowledged advantages of flexible working with the imperative of maintaining IT security to government standards. The amount of sensitive information that can be held on a laptop PC is staggering, as are the possible consequences of it being lost or stolen; and the possibility of someone gaining unauthorised remote access to a classified government network is unthinkable... read

Card Technology Today- January 2005
Combating Cardholder Not Present fraud
The recent development and progress of EMV migration is one that has been well documented. 2004 saw many European banks make the necessary preparations in readiness for the roll out of chip and PIN in 2005, as business continued its attempt to combat the numerous threats of card fraud. There has been good reason for the introduction of EMV as levels of card fraud have risen dramatically in the past few years, primarily caused by the explosion in the number and usage of payment cards and the associated high level of organised card crime activity. ..... read

Financial World- June 2004
Securing the BACSTEL-IP unattended operation
BACSTEL-IP is one of the most successful and forward-thinking transaction processing systems of recent times. Thales e-Security has been closely involved with its implementation and our SafeSign® advanced authentication system forms the security backbone of BACSTEL-IP, verifying digital signatures and authenticating users. Our association with BACSTEL-IP continues with the introduction of our PaySentry™ hardware security module that has been designed to enable high volume, unattended, secure transactions by BACSTEL-IP users and bureaux..... read

Electronic Payment International - 2004
The enviable advantage of following in the EMV footsteps of Europe
Although the European EMV migration is entering its final phase of mass smart card rollout, other regions of the world are only at the earliest stages of EMV adoption. Closest, both in terms of geography and deadline, is the Middle East which is scheduled to complete its own EMV migration by January 1, 2006. However, this actually puts the Middle East in an enviable position of strength, where banks can learn lessons from the European EMV migration. Crucially, the Middle Eastern banks are also able to take advantage of the latest technologies and standards that were not available when their European counterparts set off down this road..... read

Financial IT and Banking Technology - 2004
Managing Identities - Paul Meadowcroft believes that to prevent fraud banks must avoid complex transaction applications and instead opt for a single platform approach.
The ever-increasing variety of technological innovations in the transaction world is allowing banks to offer their customers greater security, easier transactions and a wealth of other benefits. Whether it’s EMV Chip and PIN, mobile payments or what might now be termed ‘plain old’ internet banking, the banking industry is having to invest vast sums at an alarming pace. However, while almost all of these technologies are designed to enhance their customers’ banking experience, the banks themselves are facing enormous internal challenges....
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Secure - 2004
Cracking down on laptop security
Mobile computing has revolutionised working practices in all sectors and industries. The key tool enabling this change is the laptop computer. The laptop has allowed employees to have maximum flexibility in the way they work, with the positive knock-on effects of improved efficiency and productivity.....
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DCSA Magazine - spring 2004
COTS-Based systems must be flexible to ensure IP-Based networks are kept secure
For many network systems of the future, and those being developed today, it has been accepted that maximising the use of commercial off-the-shelf (COTS) products can offer clear advantages. To take full advantage of COTS based communications solutions, the MoD is requesting more of their future networks to be based on an Internet Protocol (IP) infrastructure. For these new networks not only will COTS products help reduce costs and reduce development times but also ensure that the system is future proofed to the maximum extent possible.....
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Defence Management Journal - March 2004
Facing Security Issues
The need for the Government to maintain highly secure network and communications systems is of paramount importance. To meet this challenge in today's dynamic and rapidly evolving IT arena, the Government is turning increasingly to commercial off-the-shelf (COTS) based solutions......
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Card Technology Today - 2003
Smart cards will take secure electronic transactions to the next level
Without a doubt 2004 is going to be a landmark year in the history of the smart card. While it will take years to realise the full potential of the technology, several important steps forward will be taken over the coming months. Of these, the use of the smart card for electronic financial transactions will be among the most significant......
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ePayments News - October 2003
Reaching EMV enlightenment
The pace of the EMV smart card rollout in Europe is quickening. Very soon the first chip and PIN trial in the UK will be completed and other countries are also well advanced. While individual banks may or may not meet the 2005 European EMV deadline, the general consensus is that the majority of banks will have migrated in time. Indeed Visa has asserted that 75% of European banks are on schedule for the January 1st, 2005 deadline...
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DCSA Magazine - Winter 2003
Flexible cryptography will keep the government one step ahead of change
The need for the government to maintain highly advanced cryptographic systems is of paramount importance given the ever-increasing amount of sensitive government data being sent around the world. Meeting this challenge in today's dynamic and rapidly evolving IT arena has proved to be both extremely hard to achieve and costly......
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DCSA Magazine - Autumn 2003
Guarding against the security threat of laptop losses
The laptop computer represents both an essential tool for today's increasingly mobile worker and one of the largest security threats possible. Its usefulness is demonstrated by the fact that the MoD alone has far in excess of 20,000 laptops. At the same time, the MoD has also shown how seriously it takes the potential security threat from sensitive data saved on laptops falling into the wrong hands....
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European Banking Review- September 2003
Maximising the benefits of a security upgrade
Without a doubt it is a turbulent time for European banking. Increased competition, new mandates and technological advances, are all contributing to the pace of change. Of these, one of the most high profile and high impact changes is undoubtedly the widespread adoption of EMV smart cards. ....
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DCSA Magazine - Summer 2003
Shoring up the weakest link of IT security
The need for information security is of paramount importance to all levels of operations within UK government. However this has traditionnally led to two simingly irreconcilable difficulties. The first has been the perpetual race to keep ahead of potential threats...
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EUROCOMMS Magazine - May 2003
Ensuring mobile computing is not the weakest link in the security chain
Protecting data outside the office environment is becoming an increasingly important issue for public and private sector organisations. Highly sensitive information must be secured by automatic encryption. Recognising this need, Thales e-Security has a range of products to ensure that security is as tight outside the safety of the office walls as it is within ...
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InfoSecurity Magazine - May 2003
Keep it safe on the move
If you keep abreast of news and current affairs you cannot have escaped from seeing the recent spate of new stories concerning the loss, or theft, of high profile laptop computers.
The ubiquitous laptop computer has become an essential tool that offers homeworkers and telecommuters the freedom they require to carry out their jobs outside the office environment. This brings tremendous benefits, but it also means the laptop, together with any sensitive data stored on it, may be routinely passing through public areas such as railway stations and airports or is being left unattended in cars, hotel rooms or at home....
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