For EMV card issuers, the use of CAP/DPA to secure on-line transactions is growing. The Thales HSM 8000 can authenticate CAP/DPA-based transactions.
By adding MasterCard Chip Authentication Program (CAP), or Visa Dynamic Passcode Authentication (DPA) application to EMV cards, issuers can enable their customers to use their cards to strongly authenticate internet banking or on-line transactions by using a simple card reader.
An optional HSM8000 license is available that enables issuers to validate the CAP/DPA transaction. For HSM users who are not implementing any other kind of two factor authentication, using this optional license is a cost effective way of securing CAP/DPA transactions. For other tokens or multiple token types, Thales SafeSign is the flexible solution of choice.